Home Contents Insurance

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Home Contents Insurance

If you are a council tenant, we can help you get low cost Home Contents Insurance cover. We have arranged a contents insurance scheme with Royal  & Sun Alliance Insurance plc which is geared towards your needs.

From as little as £1.75 a week (£1.05  a week for tenants aged 60 and over receiving state retirement pension) you will have a contents insurance policy which includes the following benefits:

  • No excess payable on any claim
  • The option to pay for the insurance weekly along with your rent
  • It is available to all tenants  
  • There are no minimum security requirements
  • Fast and efficient claims service
  • New for old cover
  • Cover for fire, lightning, explosion, storm and flood
  • Cover for escape of water / oil
  • Cover for theft or attempted theft
  • Cover for riot and vandalism
  • Cover for accidental damage to TV’s, videos, DVD’s and accidental breakage of mirrors and fixed glass in furniture.
  • Cover for freezer contents
  • Cover for personal money in the home
  • Cover for theft and loss of keys
  • Cover for damage to interior decorations.
  • Accidental death cover      

How the scheme works:

To join the scheme your rent account must be in credit, or not more than 4 weeks in arrears and you must fill in an application form.

Home Contents Insurance Cover for loss or damage to tenants contents caused by fire, theft, water damage, vandalism, storm, flood or subsidence.  The Insurance cover is available to tenants and leaseholders and application forms may be requested by visiting or calling the Local area housing office . If policy holders have any queries regarding the cover or wish to make a claim they need to contact Direct Group on 08456 718 172.  Direct group are the Customer Services and Claims department for Royal & Sun Alliance Insurance (RSA).

  • HammersmithSatellite Office: 145 King Street London W6 9XY -
    Tel: 020 8753 4427
  • Hammersmith North Area Housing Office: New Zealand Way, White City Estate London W12 7DE -
    Tel: 020 8753 4400
  • Fulham North Area Housing Office: Clem Attlee Estate, Lillie Road, London SW6 7RX -
    Tel: 0800 1313 423

(Note: in the event of payments not being kept up to date, policies, and therefore cover, will be withdrawn.)

Cost of Cover

Sum Insured

Weekly Payment 

£6,000

£1.05

£7,000

£1.23

£8,000

£1.40

£9,000

£1.58

£10,000

£1.75

£11,000

£1.93

£12,000

£2.10

£13,000

£2.28

£14,000

£2.45

£15,000

£2.63

£16,000

£2.80

£17,000

£2.98

£18,000

£3.15

£19,000

£3.33

£20,000

£3.50

£21,000

£3.68

£22,000

£3.85

£23,000

£4.03

£24,000

£4.20

£25,000

£4.38

£26,000

£4.55

£27,000

£4.73

£28,000

£4.90

£29,000

£5.08

£30,000

£5.25

*available only to tenants aged 60 and over, receiving state retirement pension

 

Can you afford to run the risk of losing your possessions in a fire, flood, or as a result of a burglary and not have insurance in place that will replace the stolen or damaged items?  You cannot claim for loss or damage to your contents through fire, flood or theft from the Council so pop into your local area housing office and ask for details today!

Page last updated: 21/10/2011